Hesitate to give advice, not an ifa!!
but for what its worth opinion not advice


If you can get in (soft closed to new investors I think)

Troy Trojan O

then the usual suspects:

Invesco perpertual high income (boring but look at the performance)
I am swinging back towards Artemis Stragetic Assets
Newton real return in theory has some good content, although i am monitoring whether to hold or sell

I just got schroder balanced managed

SWIP FTSE all share tracker through hl has low charges, but watch out for the platfrom fee (so not worth buying a grands worth - its £2 a month regardless of amount.

The good earners for me have gone off the boil, they are "low" so might be worth buig in but volatile and you can see your money go up and down (mainly down!!) JPM nat res, various first state funds, i got out fed up wit SLI uk equity unconstrained.

Whether now is a good time to get in with the ftse above 5900, or wit until it hits the deck is not easy, ok if you are trickling money in


Watch out for the high charges, the spread on some, they will bleed you dry over that 15 years!

in theory you pay the high ter for the expertise, but then they justinvest in the same dozen ftse firms anyway .
...................................................
I think the best value is the swip ftse all share, if you can get in on a dip

I have been trawling tonight, but found nothng to attract more mmmoeny right now

I would suggest-----if a fund does not perform for you, watch for a hgh point and get the divi and get out. Sitting on dogs for the "long term"

is folly

in the long term we are all cold and six feet under

also- dont be greedy take the profits,i saw a lot fritter away when the high climbing fund tanked

others on here are much better than me, and hopefully will suggest to you some sensible funds

remember if sitting on cash you can apply to hl for the 3 month loan (next one mar 1) at 2%pa (so you get 0.5% in 3 months instead of 0.10%peryear. handy whilst waiting for the next crash

remeber that platform fee form hl is £2 a month, £24 a year, so the percentage it adds to the TER is high if you put small amounts into lots of trackers. I bought £5000 of the SWIP one just to dilute that platform fee, its doing well so far, but divi due and if it climbs a bit further i may pull the plug pending a fall

got to ask where do you think the market will be in next 6 months?

6000


6100

more

or

4900 like the last drop

buying funds today will be tidy if it goes above 6100 and stays, but it never has before, and multiple defaults lined of for various euro countries

you will be buying in with the ftse at 5950 which is certainly not the bottom of the graph

it must be nice to have 15 years !!!!

i am on the last lap


banjo

Good luck