Hi All,
This is my first time on this forum and after reading the above thread it is so far, the most amusing. It always astounds me how people trying to scam others can be so clumsy in going about it, but I guess seeing as there seems to be so many similar messages on othger forums it must some how catch others out.
Anyway, whilst I've come to this site and been entertain, entertainment was not why I set out.
I've recently heard alot in the press about crowdfunding/ p2p/p2b and have seen that there are a number of players in the market, I've learned that the main players are Zopa, Funding Circle and Rate Setter, with there being a number of New comers too such as Funding Knight (http://tinyurl.com/avg499s) and rebuildingsociety.com (
http://tinyurl.com/rebuildings ) .
So to cut a long story short, I'm interested to hear from an experienced savvy investor perspective, what everyone's thoughts are on this new alternative finance market . Has anyone had any experience in it ( either as a lender or borrower)? I've noticed that there are various different forms of crowdfunding too, such as equity, debt ect, does anyone have any opinion on which is better in the short/ long/ medium term ?
Any tips on how to approach lending to businesses on these sites?
I look forward to hearing from you, and learning from your experiences.
Thanks